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If you are struggling with debt, it can be frustrating and worrisome experience. If you are looking for debt relief from bankruptcy, it can be even more frustrating to not understand the legal system. Bankruptcy can be a complex process. At Jeffrey A. Koons, Attorney at Law, we work with clients to take the fear and mystery out of the bankruptcy process.
Since 2003, attorney Jeffrey Koons has been committed to guiding men and women throughout the Kansas City metro area through the process with a high level of client service and personal attention. To discuss your specific situation, contact us online or call 913-871-6398. Your initial consultation is free.
Bankruptcy is a legal process designed to eliminate most or all debt and give you a fresh start financially. There are many different types of bankruptcy -- such as Chapter 7 and Chapter 13 -- and each addresses different situations. An attorney can help you determine the type for which you qualify and would best meet your goals.
About 90% of consumers that have unsecured debt file for Chapter 7 bankruptcy, also known as liquidation. Chapter 13 bankruptcy, sometimes called reorganization, is used in more limited circumstances such as if you have significant secured assets, such as a home or car, for which you are behind in payment or if your income level is too high to qualify for Chapter 7.
Bankruptcy does not need to be out of your financial reach. At the law office of Jeffrey A. Koons, we offer affordable rates.
It is important to note that while some firms charge a lower price upfront, they often fail to disclose all the fees they will add later. At our office, you know exactly what you're going to pay from the beginning.
Yes. We work with clients to create flexible payment arrangements, including payment plans.
The vast majority of people qualify for bankruptcy under Chapter 7. During your free initial consultation, we will gather information about your financial situation, including your assets, debts and information about your creditors. If you make more money than most people, attorney Koons can help you understand your options during your free initial consultation.
Almost all debts are dischargeable in Chapter 7 bankruptcy. However, there are four major exceptions: taxes, child support and spousal support/alimony, student loans and court fines.
After your debts are discharged, it will take about four to six months to being rebuilding your credit again. Generally, it will take longer than four to six months before you qualify for a house or car. Rebuilding credit is a gradual process, with most individuals rebuilding at a rate of about 15 points per month.
If you are thinking about bankruptcy, contact us for a free initial consultation.
From filing to discharge, Chapter 7 bankruptcy cases usually take about 90 days. However, as soon as we file, you will begin receiving the benefits of bankruptcy. All creditor collection activity, including harassing calls and letters, garnishment and lawsuits, must stop and any creditor contact must be directed to your attorney.
The only appearance you need to make at court is at the trustee's meeting. The trustee's meeting is at the courthouse in an informal setting, and attorney Koons will be there with you. Other than that meeting, most clients do not need to make another appearance.
Bankruptcy is a complicated area of law. We have helped hundreds of clients through the bankruptcy process. We know what questions to ask, and we are able to anticipate concerns and identify issues you do not even realize.
Our experience lets us inform you about the pros and cons so you can make the best decisions for your situation. To schedule your free consultation with a committed and experienced bankruptcy lawyer, contact us online or call 913-871-6398.
We are open Monday through Thursday from 9 to 5, with Friday meetings available by appointment. Our office is conveniently located one block north of the intersection of 95th and Nall.
Bankruptcy Licensed in Kansas and Missouri
Jeffrey A. Koons, Attorney at Law
5350 West 94th Terrace, Suite 205
Prairie Village, KS 66207
Telephone: 913-871-6398 | Fax: 913-652-9154
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The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.
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