Jeffrey A. Koons Attorney at Law

Clearing Up Common Bankruptcy Myths

Get your bankruptcy case filed.
At Jeffrey A. Koons, Attorney at Law, you will always know your costs up front. Unlike firms that charge a lower price up front and continually
add fees, with us, you know exactly what you will pay. 

Many people are afraid of filing for bankruptcy because they have misconceptions about what it is and how it works, or the effect it will have on their life. At Jeffrey A. Koons, Attorney at Law, we help clients throughout the Kansas City metro area regain financial control of their lives. We believe that good decisions begin with good information, and we are committed to helping our clients understanding their rights and options under the bankruptcy law.

There is a way out of debt. Work with an experienced bankruptcy lawyer Jeffrey Koons and get a fresh start. Contact us online or call 913-871-6398 to schedule your free initial consultation.

Myth One: I Cannot Qualify for Bankruptcy Because of the Bankruptcy Reform Act of 2005.

• False. In fact, for most people, the filing process did not change at all under the Reform Act. Although the screening process is different than in used to be, the vast majority of people still fall under the same criteria.

Myth Two: I Am Going to Lose My House, Car, Retirement Accounts and Other Valuable Property If I File for bankruptcy.

• False. Your house, car and retirement accounts are all exempt from the bankruptcy estate. These assets cannot be liquidated or seized.

Myth Three: I will never qualify for a home or car loan again.

• False. After your debt is discharged, your credit score will begin to improve -- about 15 points each month. Rebuilding your credit will happen faster than you realize. Many people who have filed for bankruptcy in the past are able to secure financing for homes and cars after the passage of time.

Myth Four: If My Employer Finds Out I Filed, I Could Lose My Job or Jeopardize My Future Job Prospects.

• False. Federal employment laws protect you from job discrimination based on bankruptcy filing status.

To schedule your free initial consultation with an experienced bankruptcy lawyer, contact us online or call 913-871-6398. We are open Monday through Thursday from 9 to 5, with Friday meetings available by appointment. Our office is conveniently located one block north of the intersection of 95th and Nall.

Bankruptcy Licensed in Kansas and Missouri

Jeffrey A. Koons, Attorney at Law
5350 West 94th Terrace, Suite 205
Prairie Village, KS 66207
Telephone: 913-871-6398 | Fax: 913-652-9154
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WE ARE A DESIGNATED RELIEF AGENCY UNDER FEDERAL LAW. WE PROVIDE LEGAL ASSISTANCE TO CONSUMERS SEEKING RELIEF UNDER THE BANKRUPTCY CODE.

Jeffrey A. Koons, Attorney at Law, is located in Prairie Village, Kansas, and represents clients throughout the Kansas City metro area, in both Kansas and Missouri, including Kansas City, Overland Park, Prairie Village, Leawood, Olathe, Shawnee, Lenexa Lee's Summit, Grandview and Independence, as well as Johnson County, Wyandotte County, Jackson County, Clay County and Platte County.